Hub911 - Emergency Services Information for all First Responders; Fire, EMS, LEO
LIKE us ->
  • Home
    • Free Medical Information Card
    • Contact Us
  • EMS
    • EMS Dept. Links
    • EMS Sponsors
    • EMS Classified Ads
    • EMS Events
    • EMS Forum
  • Fire & Rescue
    • Fire & Rescue Dept. Links
    • Fire & Rescue Sponsors
    • Fire & Rescue Classified Ads
    • Fire & Rescue Events
    • Fire & Rescue Forum
    • SOS Supply
  • Law Enforcement
    • Law Enforcement Dept. Links
    • Law Enforcement Sponsors
    • Law Enforcement Classified Ads
    • Law Enforcement Events
    • Law Enforcement Forums
  • Towing & Utilities
    • Tow Equip
    • Towing Company Links
    • Towing Company Sponsors
    • Towing Classified Ads
    • Towing Events
    • Towing & Utilities Forums
  • More
    • Dispatch
    • Explosives
    • HazMat
    • Lifeboat
    • Search & Rescue
    • U.S. Military >
      • Army
      • Navy
      • Air Force
      • Marines
      • Coast Guard
      • National Guard
      • Air National Guard
  • Forums
    • EMS Forums
    • Fire & Rescue Forums
    • Law Enforcement Forums
    • Towing & Utilities Forums
  • Info
    • Contact Us
    • Advertising >
      • Rate Page
      • Classified Ads
      • Links
      • Sponsorship
    • Resources
    • Disclaimer
    • State Listings
    • Site Map
  • Design
    • Website Design
    • SEO
    • Social Media Marketing
    • Hosting
    • Branding
    • Graphic Design
    • Printing
    • Signs and Banners
  • Blogs
    • Health Blog >
      • Mold Test Sale
    • Hub911 Blog
    • EMS Blog on Hub911
    • Fire Blog on Hub911
    • LEO Blog on Hub911
    • Towing Blog on Hub911 >
      • Positive Spin on Covid-19
      • COVID-19 and Isolationalism
    • PSA Blog
    • Hub911 Products Blog
    • Contests
    • Hub911 Recipies
  • Store
    • Service Animal Memorials
    • Contests
  • Print ID card
  • Parts Department Managment
  • New Page
  • New Page

Recovering Financially after a Disaster or Emergency

9/24/2013

0 Comments

 
Picture
In addition to the physical and emotional impact of a disaster, you may also face financial challenges in the days, weeks and even months or years ahead. Of course, ensuring your family’s physical safety is your first priority. Afterward, you can begin to take these practical steps to recover your financial well-being.                          

Insurance Claims                                                                     
Contact your insurance agent, broker or insurance company as soon as you can to report how, when and where the damage occurred. Provide a general description of the damage.                                               
                                                                                  
Prepare a list of damaged or lost items and provide receipts if possible. Consider photographing or videotaping the damage where it occurred for further documentation to support your claim.                        

If possible, keep damaged items or portions of those items until the claims adjuster has visited your home. Do not throw away anything you plan to claim without discussing it with your adjuster first.                    
                                                                                  
Keep receipts for all additional expenses that you may incur such as lodging, repairs or other supplies.         
                                                                                  
 Make copies of all documents and pictures given to your claims adjuster or insurance company. Besides insurance, there are many
questions related to taxes, expenses and determining just how you will recover from a personal financial point of view.                            
                                                                                  

Cash Flow, Bills and Debt       
  Stop unnecessary expenses. For example, if your home is temporarily uninhabitable or totally destroyed, notify the utility company and
other service companies, such as the phone company, so they can stop billing immediately.                                                                     
                                                                                  
Estimate the amount of income and emergency savings you have to pay bills while you recover from the disaster, then prioritize your
bills. Paying your insurance premiums and rent or mortgage should be your top priority.                                                                        
                                                                                  
Call any creditors and ask for more time to pay. Most creditors will be willing to work with you, especially if you notify them before
a payment is due.                                                                
                                                                                  
Replacing Vital Documents Lost in the Disaster       
Driver's License
Department of Motor Vehicles
Government Issued ID
Contact the issuing authority
Insurance Policies
Your insurance agent or company
Military Discharge
Department of Veterans Affairs, Papers
1-800-827-1000 or TDD/TTY 1-800-829-4833
Passports
State Department—Passport Services
202-955-0430 (24 hours)
Birth, Death, Marriage and Certificates
Bureau of Records in the appropriate state
Social Security or Medicare Cards
 Local Social Security office
1-800-772-1213 or TDD/TTY 1-800-325-0778
Credit Cards
The issuing financial institution, as soon as possible
Titles to Deeds
Records department of the area in which the property is located
Stocks and Bonds
Issuing company or your broker
Wills
Your attorney
Income Tax Record
The IRS center where filed, your accountant or 1-800-829-1040
Citizenship Papers
Bureau of Citizenship and Immigration Services, 1-800-375-5283
Mortgage Papers
Lending Institution

Article from The American Red Cross

0 Comments

    PSA from Hub911

    Information to know

    Archives

    January 2017
    December 2015
    November 2015
    September 2015
    July 2015
    April 2015
    March 2015
    February 2015
    January 2015
    December 2014
    November 2014
    October 2014
    September 2014
    August 2014
    July 2014
    March 2014
    February 2014
    January 2014
    December 2013
    November 2013
    October 2013
    September 2013
    August 2013
    July 2013
    March 2013
    December 2012
    November 2012
    September 2012
    July 2012
    June 2012

    Subscribe to Newsletter

    Categories

    All
    1-800-273-8255
    1-800-273-TALK
    2012
    4th Of July
    911
    9-11 Song
    Armistice Day
    Bad Credit
    Be Ready
    Be Safe
    Best Veterans Day Quotes
    Beware Of These Scams
    Buyers Assistance
    Buyers Assistance.net
    Buyersassistance.net
    Carbon Buildup
    Check Up For Virus
    Christmas Tree Fire
    Christmas Tree Safety
    Computer
    Cooking Fires
    Credit Repair
    Death Of Pet
    Disaster
    Disaster Financial
    Dnschanger
    Dog Passes
    Drink Hot Snow
    Drive Safe
    Earthquake
    Eat Song Birds
    Ebay Scam
    Edison
    Electricity In Winter
    Emergencies
    Emergency
    Emergency Holiday
    Emergency Information
    Emergency Services
    Emergency Services Information
    Emergency Services Psa
    Emerggency Services
    Ems
    Ems Credit Repair
    Events Emergency
    Famous Veterans Day Quotes
    Fbi
    Fema Fire
    Finances
    Financial Freedom
    Fire
    Fire Alarm
    Fire Fighter
    Fire Fighter Credit Repair
    Firefighter Credit Repair
    Fire Fighters
    Fireplace Fire
    Fire Safety
    First Response
    Fix
    Flood
    For Anything
    Get Out Of Debt
    God Bless America By Rattleface
    Greive For Pet
    Happy 4th
    Helpless
    Help With Bills
    Holiday Hazards
    Holiday Party Safety
    Holidays
    Home News
    Home Winter Fire
    Hub911
    Hub 911
    Hub911.com
    Hub911.com Safety Information
    Hurricane
    Independence Day
    Interest Rate
    July 9
    July 9 2012
    June
    June Is Nat'l Drive Safe Month
    Keep Finances In Order
    Kerosene Heaters
    Kevin Jones
    Labor Day
    Ladder Falls
    Law Credit Repair
    Law Enforcement
    Leo
    Leo Credit Repair
    Malware
    Medic
    Michigan
    Military
    Morgage Help
    Mortgage
    Most Famous Veterans Day Quotes
    National Drive Safe Month
    National Preparedness Month
    Nevada Rescue
    North Korea
    Officer Credit Help
    Overalls
    Part 2
    Pay Bills
    Pay Off Bills
    Pay Off Debt
    Pet Loss
    Police
    Police Credit Repair
    Polics
    Propaganda
    Psa
    Psa From Hub911
    Public Safety
    Quotes About Veterans
    Rattleface
    Recent Scams
    Recover After A Disaster
    Remembrance Day
    Remembrance Day Quotes
    Remembrance Day Sayings
    Safe
    Safety
    Safety Info
    Safety In Winter Storms
    Safety Selling On Ebay
    Safety Tips
    Scam Tips
    Scope Of The Problem
    Sherry Wood
    Slow Down Move Over
    Smoke Alarms
    Smoke Alarms Statistics
    Song To Memorialize
    Suicide By County
    Suicide Facts
    Suicide Hotline
    Suicide Number
    Suicide Prevention
    Survive
    Terrorist Attack
    Test Smoke Alarms
    The Rainbow Bridge
    Tornado
    Towers
    Towing Credit Repair
    Tow Truck Drivers
    Us Military
    Vehicles
    Veteran Day Quotes
    Veteran Quotes
    Veterans Affairs
    Veteran's Day
    Veterans Day
    Veterans Day Quote
    Veteran's Day Quotes
    Veterans Day Quotes
    Veterans Day Sayings
    Veterans Quotes
    Victims 9/11
    Video
    What To Do After A Disaster
    What To Do When Leaving Home In Winter
    Winter Electrocution
    Winter Falls
    Winter Fires
    Winter Home Fire Safety
    Winter House Fires
    Work
    Www.hub911.com

    RSS Feed

Powered by Create your own unique website with customizable templates.